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aiskillstore

credits-handler

by aiskillstore

Security-audited skills for Claude, Codex & Claude Code. One-click install, quality verified.

102🍴 3📅 Jan 23, 2026

SKILL.md


name: credits-handler description: Manage the credit system (allocation, purchasing, usage). Use when adding credit types, configuring pricing, or building credit UI.

Credits Handler

This skill guides you through the entire credit system, from backend configuration to frontend UI implementation.

1. Configuration

All credit configuration lives in src/lib/credits/config.ts.

Adding a New Credit Type

  1. Define the Type: Add the new type to creditTypeSchema enum.

    export const creditTypeSchema = z.enum([
      "image_generation",
      "video_generation",
      "your_new_credit_type" // Add this
    ]);
    
  2. Configure Pricing & Metadata: Add an entry to creditsConfig.

    your_new_credit_type: {
      name: "New Credit Name",
      currency: "USD",
      minimumAmount: 10,
      // Option A: Fixed Slabs
      slabs: [
        { from: 1, to: 100, pricePerUnit: 0.10 },
        { from: 101, to: 1000, pricePerUnit: 0.08 },
      ],
      // Option B: Dynamic Calculator (e.g., based on user plan)
      priceCalculator: (amount, userPlan) => {
         // Logic here
         return amount * 0.1;
      }
    }
    
  3. Plan Allocations (Optional): Define how many credits are given when subscribing to a plan in onPlanChangeCredits.

2. UI Implementation: Buying Credits

To let users purchase credits, use the useBuyCredits hook. This hook handles price calculation (factoring in plan discounts) and generating checkout URLs.

Key Hook: useBuyCredits

Location: src/lib/credits/useBuyCredits.ts

Usage

import useBuyCredits from "@/lib/credits/useBuyCredits";
import { PlanProvider } from "@/lib/plans/getSubscribeUrl";

const { 
  price,            // Calculated total price (number | undefined)
  isLoading,        // Price calculation in progress
  error,            // Error state
  getBuyCreditsUrl  // Function to generate payment URL
} = useBuyCredits(creditType, amount);

Example: Building a Pricing Card

Here is a pattern for creating a credit purchase UI, similar to src/components/website/website-credits-section.tsx.

"use client";

import { useState } from "react";
import useBuyCredits from "@/lib/credits/useBuyCredits";
import { PlanProvider } from "@/lib/plans/getSubscribeUrl";
import { Button } from "@/components/ui/button";
import { Loader2 } from "lucide-react";

// 1. Define your packages
const PACKAGE = {
  credits: 100,
  name: "Starter Pack",
};

export function BuyCreditsCard({ creditType }: { creditType: "image_generation" }) {
  const [provider] = useState(PlanProvider.STRIPE); // or LEMONSQUEEZY

  // 2. Call the hook
  const { price, isLoading, error, getBuyCreditsUrl } = useBuyCredits(
    creditType,
    PACKAGE.credits
  );

  // 3. Handle Purchase
  const handleBuy = () => {
    const url = getBuyCreditsUrl(provider);
    window.location.href = url;
  };

  // 4. Render UI
  return (
    <div className="border p-4 rounded-lg">
      <h3>{PACKAGE.name}</h3>
      <div className="text-2xl font-bold">
        {isLoading ? (
          <Loader2 className="animate-spin" />
        ) : (
          `$${price?.toFixed(2) || "0.00"}`
        )}
      </div>
      
      <Button 
        onClick={handleBuy}
        disabled={isLoading || !price}
        className="w-full mt-4"
      >
        Buy {PACKAGE.credits} Credits
      </Button>
      
      {error && <p className="text-red-500 text-sm">{error.message}</p>}
    </div>
  );
}

3. UI Implementation: Displaying Credits

To show the user's current balance, use the useCredits hook.

Key Hook: useCredits

Location: src/lib/users/useCredits.ts

Return Data Structure

const { 
  credits,    // Record<string, number> | undefined
              // e.g. { "image_generation": 100, "video_generation": 50 }
  isLoading,  // boolean
  error,      // any
  mutate      // SWR mutate function to refresh data
} = useCredits();

Usage Example

import useCredits from "@/lib/users/useCredits";

export function CreditBalance() {
  const { credits, isLoading } = useCredits();

  if (isLoading) return <div>Loading...</div>;

  return (
    <div>
      Image Credits: {credits?.image_generation || 0}
    </div>
  );
}

4. Core Operations (Backend)

These functions are used in API routes and webhooks.

Allocating Credits (e.g., on Plan Change)

Use allocatePlanCredits to give users credits when they subscribe/upgrade.

  • File: src/lib/credits/allocatePlanCredits.ts
  • Input: userId, planId, paymentId (for idempotency).
  • Behavior: Checks onPlanChangeCredits config and adds credits if applicable.

Adding/Deducting Credits

To manually manipulate balances, use helpers from src/lib/credits/recalculate.ts (e.g., addCredits, deductCredits). Note: Always ensure you have a unique paymentId or transaction reference when adding credits to prevent duplicates.

5. Checking Balance (Backend/Common)

Use canDeductCredits before performing an action.

import { canDeductCredits } from "@/lib/credits/credits";

// Check if user has enough credits
const hasBalance = canDeductCredits(
  "image_generation", 
  1, 
  user // Must contain { credits: { ... } }
);

if (!hasBalance) {
  throw new Error("Insufficient credits");
}

6. Reference

For deep dives into database schema and architecture, see reference.md.

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