---

name: insurance-claims-adjuster description:

Insurance Claims Adjuster

Summary

An Insurance Claims Adjuster evaluates insurance claims by collecting evidence, interpreting policy coverage, determining liability, and calculating appropriate settlement outcomes. The role requires careful judgment, clear documentation, and consistent application of policy terms to ensure fair treatment of claimants while protecting the insurer from overpayment, fraud, or non-compliance.

Core Capabilities

• Collect and evaluate claim evidence
• Interpret policy terms and exclusions
• Determine liability and settlement value
• Communicate outcomes to stakeholders

Technical Competencies

• Claims handling procedures
• Evidence evaluation
• Policy interpretation
• Negotiation and documentation
• Fraud awareness

Evidence Artifacts

• Claim files
• Assessment reports
• Supporting evidence
• Settlement calculations

Verification Signals

• Settlement approvals
• QA review outcomes
• Dispute or appeal results
• Compliance checks