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name: payu-development description: High-level development guide for PayU Digital Banking Platform - architecture overview, technology stack, and entry point for specialized skills.

PayU Digital Banking Development (High-Level)

This skill provides the architectural overview and entry points for developing the PayU Digital Banking Platform. For specific implementation details, refer to the specialized skills.

Project Overview

Microservices Map

Copypayu/backend/
├── account-service/      # [Spring Boot] User accounts, eKYC
├── auth-service/         # [Spring Boot] Authentication, OAuth2
├── transaction-service/  # [Spring Boot] Transfers, BI-FAST, QRIS
├── wallet-service/       # [Spring Boot] Balance, Ledger (Hexagonal)
├── billing-service/      # [Quarkus]     Bill payments
├── notification-service/ # [Quarkus]     Push, SMS, Email
├── gateway-service/      # [Quarkus]     API Gateway
├── kyc-service/          # [FastAPI]     OCR, Liveness ML
└── analytics-service/    # [FastAPI]     Insights, TimescaleDB

Specialized Skills Map

Core Architecture Patterns

1. Hexagonal Architecture (Core Banking)

Used in Account, Auth, Transaction, Wallet services.

• Decouples domain logic from frameworks.
• Easier to test business rules in isolation.

2. Event-Driven Architecture

• Broker: AMQ Streams (Kafka).
• Pattern: Saga for distributed transactions.
• Consistency: Eventual consistency for cross-service operations.

3. Polyglot Persistence

• PostgreSQL: Primary transactional storage (isolated schemas).
• Redis: Caching and distributed locks.
• TimescaleDB: Time-series analytics.

4. Observability

• Logs: LokiStack (JSON Structured).
• Metrics: Prometheus/Grafana.
• Traces: Jaeger (OpenTelemetry).

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ALWAYS use the specialized skills for deeper context when performing specific tasks.