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name: youtube-finance-scripts description: | Generate 8-10 minute YouTube scripts for personal finance channels focused on money mindset and behavior. This skill should be used when creating video scripts about financial psychology, habits, wealth building mindset, or financial freedom topics. Produces retention-optimized scripts with proven hooks, pattern interrupts, and educational tone. Triggers: "youtube script", "video script", "finance video", "money mindset video", "create script for".

YouTube Finance Script Generator

Generate engaging 8-10 minute scripts for personal finance explainer videos focused on money mindset and behavior.

Before Implementation

Quick Start

Input needed:

1. Topic (e.g., "Why most people stay broke")
2. Angle/unique take (what makes THIS video different)
3. 3-5 key points to cover
4. Desired viewer transformation (what they'll believe/do after)

Output delivered:

1. 3 hook options (pick one)
2. Full timestamped script (~1,500-2,000 words)
3. B-roll and visual suggestions
4. Thumbnail title options

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Script Generation Workflow

Phase 1: Angle Development

Before writing, define:

CopyTOPIC: [Main subject]
ANGLE: [Your unique take - why watch THIS video?]
VIEWER BEFORE: [Current belief/state]
VIEWER AFTER: [Desired belief/state]
CORE MESSAGE: [One sentence they'll remember]

Angle types that work:

• Contrarian: "Why [common advice] is wrong"
• Hidden truth: "What [experts] won't tell you about..."
• Framework: "The [X] method for [result]"
• Story: "How I [achieved result] by [unexpected method]"
• Myth-busting: "[Number] lies you've been told about..."

Phase 2: Hook Selection

Generate 3 hooks using formulas from references/hook_formulas.md:

Hook structure (0-30 seconds):

Copy[Pattern interrupt - unexpected statement]
[Stakes - why this matters NOW]
[Promise - what they'll learn]
[Credibility hint - why listen to you]

Phase 3: Script Architecture

Use the 8-10 minute structure:

Copy0:00-0:30  │ HOOK (Critical - determines if they stay)
0:30-1:30  │ CONTEXT + PROMISE (Setup the problem, preview solution)
1:30-3:30  │ SECTION 1 (First key point + example)
3:30-4:00  │ PATTERN INTERRUPT (Re-engage attention)
4:00-5:30  │ SECTION 2 (Second key point + example)
5:30-6:00  │ PATTERN INTERRUPT
6:00-7:30  │ SECTION 3 (Third key point + example)
7:30-8:30  │ SYNTHESIS (Bring it together, the "aha")
8:30-9:30  │ CTA + TEASE (Action step + next video hint)

See references/script_structure.md for detailed breakdown.

Phase 4: Writing the Script

Voice guidelines (Educational & Trustworthy):

• Speak TO viewer, not AT them ("You've probably noticed..." not "People often...")
• Use "we" for shared experiences ("We've all been told...")
• Short sentences. Punchy. Easy to deliver.
• Include pauses: [beat], [pause for emphasis]
• Data + story = credibility + relatability

Retention techniques (every 60-90 seconds):

• Open loops: "I'll show you exactly how in a minute, but first..."
• Pattern interrupts: Energy shift, B-roll, direct question
• Resets: "Now here's where it gets interesting..."
• Stakes reminders: "And this is why it matters..."

See references/retention_patterns.md for full list.

Section formula:

CopySETUP: "Here's what most people believe about [X]..."
TENSION: "But there's a problem with that..."
INSIGHT: "What actually works is..."
PROOF: "For example..." or "Studies show..." or "When I tried this..."
TRANSITION: Open loop to next section

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Script Output Format

Copy# [VIDEO TITLE]

## Metadata
- **Topic**:
- **Angle**:
- **Target length**: 8-10 minutes (~1,800 words)
- **Viewer transformation**: [Before] → [After]

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## HOOK OPTIONS (Pick One)

### Option A: [Type]
[Full hook script]

### Option B: [Type]
[Full hook script]

### Option C: [Type]
[Full hook script]

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## FULL SCRIPT

### [0:00-0:30] HOOK
[Script with delivery notes]

### [0:30-1:30] CONTEXT + PROMISE
[Script]
[B-ROLL: suggestion]

### [1:30-3:30] SECTION 1: [Title]
[Script]
[PATTERN INTERRUPT at 3:00]

### [3:30-4:00] TRANSITION
[Pattern interrupt / re-engagement]

### [4:00-5:30] SECTION 2: [Title]
[Script]

### [5:30-6:00] TRANSITION
[Pattern interrupt]

### [6:00-7:30] SECTION 3: [Title]
[Script]

### [7:30-8:30] SYNTHESIS
[Bring it all together]

### [8:30-9:30] CTA + TEASE
[Call to action]
[Tease next video]

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## THUMBNAIL + TITLE OPTIONS

1. [Title option 1]
2. [Title option 2]
3. [Title option 3]

**Thumbnail concept**: [Visual suggestion]

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## B-ROLL SUGGESTIONS

| Timestamp | Visual |
|-----------|--------|
| 0:45 | [suggestion] |
| ... | ... |

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Topic Categories & Angles

Money Mindset Topics

• Scarcity vs abundance thinking
• Relationship with money (childhood programming)
• Fear of wealth / money blocks
• Lifestyle inflation psychology
• Delayed gratification
• Identity and net worth

Behavioral Finance Topics

• Why we overspend (dopamine, social proof)
• Automation psychology
• Decision fatigue and money
• Sunk cost fallacy
• Mental accounting
• Present bias

Financial Freedom Topics

• Defining "enough"
• Time vs money tradeoffs
• The hedonic treadmill
• Lifestyle design principles
• Coast FIRE, Barista FIRE concepts
• Work optional mindset

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Quality Checklist

Before delivering script:

• Hook creates curiosity in first 5 seconds
• Promise is clear by 0:30
• Each section has: setup → tension → insight → proof
• Pattern interrupt every 60-90 seconds
• At least 2 open loops used
• Specific examples (numbers, stories, studies)
• Script reads naturally out loud
• Clear single CTA at end
• Viewer transformation is achieved
• ~1,500-2,000 words (8-10 min at speaking pace)

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Resources

• hook_formulas.md - 15+ proven hook templates
• retention_patterns.md - Pattern interrupts & open loops
• script_structure.md - Minute-by-minute breakdown
• example_script.md - Full example script